
Who's this for? The Chase Sapphire Reserve is the beefed-up version of the Sapphire Preferred card, with more robust rewards and benefits programs that are suitable for people looking to travel in luxury. If you're looking for a luxury travel card with enhanced rewards and benefits, check out the Chase Sapphire Reserve® below. If you transfer to the right partner and want to book luxury travel, you can get huge value from your points.Īside from rewards, cardholders can benefit from a variety of travel perks, such as a $50 annual Ultimate Rewards Hotel Credit, no foreign transaction fees, trip cancellation/interruption insurance, auto rental collision damage waiver, baggage delay insurance and trip delay reimbursement. The Sapphire Preferred also allows you to transfer your Chase points to Chase's airline and hotel partners, including United, British Airways, World of Hyatt, Marriott Bonvoy and more. This unique benefit is a great way to maximize the value of rewards. This also applies when redeeming points through Chase's "Pay Yourself Back" feature. Points are worth 25% more when redeemed toward airfare, hotels, car rentals and cruises through the Chase Ultimate Rewards portal. The 60,000 bonus points are worth up to $750 if you redeem points for travel via Chase Ultimate Rewards® portal. Plus, you can earn a welcome bonus: Earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. Cardholders earn 5X points on travel purchased through Chase Ultimate Rewards®, 3X points on dining and 2X points on all other travel purchases for a reasonable $95 annual fee. Who's this for? Frequent travelers can benefit from a competitive rewards program and more value on travel redemptions with the Chase Sapphire Preferred credit card. After that, it's either $5 or 5% of the amount of each transfer, whichever is greater. There's an intro balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. You can benefit from a 0% intro APR for the first 15 months on new purchases and balance transfers (after, 16.49% - 25.24% variable APR). While the Chase Freedom Unlimited card has a different cash-back program from the Freedom Flex card, it also has no annual fee and special financing.

If you want to maximize rewards within the first few months of account opening, there's a generous welcome bonus: On up to $20,000 spent in the first year, cardholders earn an additional 1.5% on all categories.

Cardholders earn 5% cash back on travel purchased through Chase, 3% on dining at restaurants, including takeout, and drugstores and 1.5% on all other purchases. Who's this for? Consumers who want a simple rewards program that doesn't require much optimization should consider the Chase Freedom Unlimited® Card.
